The 12 Coolest Places to Live in the Caribbean in 2025

Let me tell you about my love affair with Caribbean island life. After spending months hopping between islands, I’ve found myself daydreaming about making the permanent move way too often. The scene in spots like Sint Maarten blows me away every time, where French bakeries meet Caribbean beach bars, and over in Barbados, where remote workers tap away on laptops from beachfront cafes while locals catch up at rum shops.

I’ve explored the best places in the Caribbean to actually live (not just vacation), and I’m breaking down my top picks. From affordable beach towns to luxe expat communities, these spots offer way more than just pretty views. After connecting with expats who made the leap and testing out different islands myself, I’m sharing the 12 places that could turn your Caribbean dream into reality.

Coolest Places to Live in the Caribbean in 2025

Looking for the best places to live in the Caribbean in 2025? Enjoy the luxury and financial perks of Grand Cayman, with its stunning beaches and thriving expat community. Experience island life in Ambergris Caye, Belize, known for its crystal-clear waters and laid-back atmosphere. Discover the untouched beauty of South Caicos, a hidden gem offering tranquility and world-class diving. Settle in Grand Bahama, where affordability meets tropical paradise. Whether you seek adventure, relaxation, or a vibrant community, these are some of the top places to live in the Caribbean in 2025.

• Best for upscale living: Grand Cayman
• Best for unspoiled beauty: South Caicos
• Best for diving and adventure: Ambergris Caye, Belize
• Best for eco-tourism: Roatan, Honduras
• Best for vibrant expat community: Las Terrenas, Dominican Republic
• Best for relaxed living: Grand Bahama, The Bahamas
• Best for cultural experiences: Isla Mujeres, Mexico
• Best for shopping and nightlife: St. Thomas, U.S. Virgin Islands
• Best for historical sites: Antigua and Barbuda
• Best for luxury lifestyle: St. Kitts
• Best for pristine beaches: Providenciales, Turks, and Caicos
• Best for island charm and heritage: Barbados

1. Grand Cayman

• 💰 Average Monthly Cost: $3,800 – $7,000 (luxury island living)
• 🌟 Unique Features: Tax-free economy, stunning Seven Mile Beach, top diving spots
• 📅 Best Time to Live There: November to April 🌞 (pleasant weather, fewer storms)
• 🏆 Perfect For: Expats 🌍, financial professionals 💼, beach lovers 🏖️

If luxury island living is your dream, Grand Cayman is the place to be. This Caribbean hotspot blends high-end amenities with stunning natural beauty, offering a lifestyle that feels straight out of a postcard. From pristine white-sand beaches to some of the world’s best diving spots, adventure and relaxation go hand in hand here.

Seven Mile Beach, one of the most beautiful stretches of sand in the Caribbean, is the island’s crown jewel. Residents enjoy gourmet dining, luxury shopping, and a thriving expat community, making it easy to settle in. The island is also known for its safety, modern infrastructure, and tax-friendly environment, making it attractive for professionals and retirees alike.

Whether you’re snorkeling with stingrays, golfing by the ocean, or sipping a cocktail at a five-star resort, Grand Cayman delivers an unmatched Caribbean lifestyle—perfect for those who love both elegance and adventure.

2. South Caicos

• 💰 Average Monthly Cost: $2,500 – $4,800 (mid-range to luxury island living)
• 🌟 Unique Features: Pristine beaches, untouched nature, relaxed island lifestyle
• 📅 Best Time to Live There: November to May 🌊 (dry season, cooler temperatures)
• 🏆 Perfect For: Nature lovers 🌿, retirees 🌅, remote workers 💻

Looking for a quiet, untouched paradise? South Caicos might be your perfect match. Unlike its busier neighbors in the Turks and Caicos, this island offers a laid-back, off-the-grid lifestyle with some of the most unspoiled beaches and clearest waters in the Caribbean.

With a small population and little commercial development, life here is simple and serene. You won’t find crowded resorts or high-rise condos—just charming local homes, small fishing communities, and endless stretches of coastline. The island is a haven for nature lovers, offering world-class diving, deep-sea fishing, and whale watching in the winter months.

For those looking to escape the fast pace of modern life while still having easy access to Providenciales for shopping and dining, South Caicos is an underrated gem. If waking up to the sound of the waves and having the beach all to yourself sounds appealing, this might be your Caribbean dream home.

3. Ambergris Caye, Belize

• 💰 Average Monthly Cost: $2,000 – $3,800 (affordable to mid-range island life)
• 🌟 Unique Features: Barrier reef access, English-speaking locals, tax benefits
• 📅 Best Time to Live There: December to May 🌞 (dry season, ideal weather)
• 🏆 Perfect For: Expats 🌍, divers 🤿, digital nomads 💻

A favorite among expats, Ambergris Caye offers a vibrant island lifestyle with a mix of Caribbean charm and modern comforts. This Belizean paradise is perfect for those who love beach life, adventure, and a welcoming community.

San Pedro, the island’s main town, has a lively atmosphere filled with beachfront restaurants, boutique shops, and a blend of locals and international residents. The famous Belize Barrier Reef—just offshore—makes this a top spot for diving, snorkeling, and sailing.

Despite its growing popularity, Ambergris Caye retains a relaxed, easygoing vibe. Golf carts are the main form of transportation, and life here is all about enjoying the crystal-clear waters, fresh seafood, and breathtaking sunsets. With affordable real estate, English as the official language, and a lower cost of living than many Caribbean destinations, it’s easy to see why so many people are making this island their home.

4. Roatan, Honduras

• 💰 Average Monthly Cost: $1,500 – $3,500 (affordable Caribbean living)
• 🌟 Unique Features: Low cost of living, world-class diving, expat-friendly
• 📅 Best Time to Live There: November to April 🌴 (warm and dry)
• 🏆 Perfect For: Budget-conscious expats 🏡, scuba divers 🤿, retirees 👴

If you’re after affordable island living with a strong expat community, Roatán is hard to beat. This Honduran paradise is known for its lush jungles, coral reefs, and relaxed lifestyle, attracting retirees, digital nomads, and adventure seekers.

Diving and snorkeling here are world-class, thanks to the Mesoamerican Reef—the second-largest barrier reef in the world. The island offers a laid-back Caribbean experience with plenty of restaurants, bars, and local markets where expats and locals mingle.

Roatán’s cost of living is lower than many other Caribbean islands, making it an attractive option for those looking for affordability without sacrificing natural beauty. While the infrastructure is still developing, modern amenities, hospitals, and international schools make it a practical and comfortable place to live. Whether you want to dive every day or simply soak up the sun, Roatán offers an easygoing, tropical lifestyle at a fraction of the cost of other islands.

• Read next: 12 Stunning Places in Honduras To Visit That Will Surprise You

5. Las Terrenas, Dominican Republic

• 💰 Average Monthly Cost: $1,800 – $3,600 (affordable to mid-range island life)
• 🌟 Unique Features: European expat community, eco-tourism, vibrant culture
• 📅 Best Time to Live There: November to April ☀️ (comfortable temperatures)
• 🏆 Perfect For: European expats 🇪🇺, entrepreneurs 💼, retirees 🏝️

A mix of Caribbean charm and European influence, Las Terrenas is one of the Dominican Republic’s best-kept secrets. This lively beach town is home to a diverse community of expats, digital nomads, and retirees, drawn by its gorgeous beaches, affordable cost of living, and laid-back atmosphere.

Unlike the bustling resorts of Punta Cana, Las Terrenas has a more authentic, bohemian feel, with beachfront cafes, boutique hotels, and colorful markets. The surrounding landscape is breathtaking, featuring tropical hills, waterfalls, and untouched coastlines.

One of the biggest perks of living here is affordability. Rent, groceries, and dining out are all significantly cheaper than in the U.S. or Europe, and the Dominican Republic offers residency programs that make it easy for foreigners to settle in. If you want an island lifestyle with modern conveniences, a lively social scene, and a strong expat network, Las Terrenas is a top choice.

6. Grand Bahama, The Bahamas

• 💰 Average Monthly Cost: $2,500 – $5,200 (mid-range to luxury island life)
• 🌟 Unique Features: Duty-free shopping, laid-back island vibe, proximity to the U.S.
• 📅 Best Time to Live There: November to May 🌴 (cooler, drier months)
• 🏆 Perfect For: U.S. retirees 🏡, business owners 💰, beach lovers 🏖️

For those seeking relaxed island living with easy access to the U.S., Grand Bahama is a great choice. Located just 50 miles from Florida, this island combines tranquility with convenience, making it a favorite for retirees and second-home buyers.

Grand Bahama offers a slower pace of life compared to Nassau, but it still has plenty of modern amenities, shopping, and restaurants. The island is famous for its pristine beaches, world-class marinas, and excellent fishing and boating opportunities.

The cost of living is lower than in other Bahamian islands, and property prices are more affordable, making it easier to own a home here. Plus, with tax advantages and a stable economy, Grand Bahama offers a solid investment for those looking to live in the Caribbean full-time or part-time. If you’re after peaceful, beachfront living without feeling isolated, Grand Bahama is a fantastic option.

• Read next: 10 Best Airlines to the Bahamas in 2025

7. Isla Mujeres, Mexico

• 💰 Average Monthly Cost: $1,800 – $3,500 (affordable to mid-range)
• 🌟 Unique Features: Small island charm, affordable beachfront homes, lively expat scene
• 📅 Best Time to Live There: November to April ☀️ (perfect beach weather)
• 🏆 Perfect For: Retirees 🌅, divers 🤿, remote workers 💻

Looking for a mix of Caribbean beauty and rich Mexican culture? Isla Mujeres delivers just that. Just a 15-minute ferry ride from Cancún, this charming island offers stunning beaches, a welcoming community, and a slower pace of life.

While it’s a popular tourist destination, it still maintains a small-town feel, with friendly locals, colorful streets, and laid-back beach bars where you’ll quickly become a regular. The island is surrounded by turquoise waters, making it a paradise for snorkeling, diving, and boating.

Unlike Cancún, Isla Mujeres is safe, walkable, and affordable. Housing prices are reasonable compared to other Caribbean destinations, and the cost of living is significantly lower than in the U.S. Whether you’re sipping margaritas at a beachfront café or exploring the island by golf cart, Isla Mujeres offers a slice of paradise with all the conveniences of modern living.

• Read next: 12 Most Beautiful Places in Mexico

8. St. Thomas, U.S. Virgin Islands

• 💰 Average Monthly Cost: $3,000 – $6,000 (mid-range to luxury island life)
• 🌟 Unique Features: No passport needed for U.S. citizens, duty-free shopping, tax incentives
• 📅 Best Time to Live There: December to April 🌞 (pleasant and dry)
• 🏆 Perfect For: U.S. expats 🇺🇸, entrepreneurs 💼, yacht enthusiasts ⛵

Want Caribbean island living without leaving the U.S.? St. Thomas is the perfect fit. As part of the U.S. Virgin Islands, it offers American conveniences, no passport requirements, and a thriving expat scene.

With stunning beaches, luxury resorts, and a lively nightlife, St. Thomas blends relaxation with excitement. It’s also a duty-free shopping hub, so you can score designer goods at lower prices. Outdoor lovers can enjoy sailing, snorkeling, and hiking year-round, while foodies will love the fresh seafood and waterfront dining. Plus, direct flights to major U.S. cities make travel easy.

While the cost of living is higher than on some Caribbean islands, St. Thomas makes up for it with modern infrastructure, tax advantages, and breathtaking coastal real estate. If you want the perfect mix of island vibes and U.S. comforts, St. Thomas is a top contender.

9. Antigua and Barbuda

• 💰 Average Monthly Cost: $2,500 – $5,500 (mid-range to upscale island life)
• 🌟 Unique Features: 365 beaches, strong expat community, attractive residency program
• 📅 Best Time to Live There: November to April 🌴 (warm and dry)
• 🏆 Perfect For: Investors 💰, beach lovers 🏖️, retirees 🌅

For history lovers and beach enthusiasts, Antigua and Barbuda offer a perfect blend of colonial charm and island paradise. With 365 beaches (one for every day of the year!), this destination is all about turquoise waters, white sand, and a relaxed way of life.

Antigua is famous for its rich maritime history, and you’ll find historic forts, old sugar mills, and the stunning Nelson’s Dockyard, a UNESCO World Heritage Site. Meanwhile, Barbuda offers a more secluded, untouched vibe, perfect for those who want peace and privacy.

The islands boast a stable economy, a low crime rate, and a growing expat community, making them an excellent option for retirees, entrepreneurs, and remote workers. With affordable residency programs and stunning real estate opportunities, it’s easy to see why so many people are making Antigua and Barbuda home.

10. St. Kitts

• 💰 Average Monthly Cost: $2,800 – $5,800 (mid-range to luxury island life)
• 🌟 Unique Features: Citizenship-by-investment program, lush green landscapes, rich history
• 📅 Best Time to Live There: November to April 🌞 (cooler, less humid)
• 🏆 Perfect For: Investors 💼, history lovers 🏛️, expats 🌍

For those who crave luxury, history, and breathtaking landscapes, St. Kitts is an absolute dream. This lush, green island is home to rolling hills, secluded beaches, and historic plantations that have been transformed into elegant resorts and homes.

One of St. Kitts’ biggest draws is its Citizenship by Investment program, which makes it easy for foreigners to gain residency. The island also has low property taxes and no income tax, making it a smart choice for retirees and investors.

While it’s known for its luxury lifestyle, St. Kitts still has a friendly, laid-back Caribbean feel. Whether you’re hiking Mount Liamuiga, exploring Brimstone Hill Fortress, or enjoying a sunset catamaran cruise, life here feels like one long, beautiful vacation.

If you’re after a mix of natural beauty, upscale living, and financial perks, St. Kitts is one of the best places to settle in the Caribbean.

11. Providenciales, Turks, and Caicos

• 💰 Average Monthly Cost: $3,500 – $7,500 (luxury island living)
• 🌟 Unique Features: High-end resorts, some of the world’s best beaches, tax benefits
• 📅 Best Time to Live There: November to May ☀️ (pleasant and dry)
• 🏆 Perfect For: Luxury seekers 🏡, entrepreneurs 💼, beach lovers 🏖️

If you dream of living on one of the most breathtaking islands in the world, Providenciales (or “Provo”) in Turks and Caicos is hard to beat. With Grace Bay Beach consistently ranked as one of the world’s best, this island is pure paradise.

The turquoise waters, luxurious beachfront villas, and high-end dining scene make Provo a hotspot for wealthy expats and retirees looking for an upscale Caribbean lifestyle. However, it’s not just for the rich—there are plenty of housing options outside the resort areas.

One of the biggest perks? Turks and Caicos has no income tax, making it a financially smart move for expats and entrepreneurs. The island also boasts modern amenities, excellent healthcare, and a growing international community, so you’ll never feel too far from home.If your idea of paradise includes crystal-clear waters, high-end living, and year-round sunshine, Providenciales is the place to be.

12. Barbados

• 💰 Average Monthly Cost: $2,800 – $5,500 (mid-range to luxury island life)
• 🌟 Unique Features: Digital nomad visa, lively culture, top-tier healthcare
• 📅 Best Time to Live There: December to April ☀️ (dry season, cooler)
• 🏆 Perfect For: Digital nomads 💻, professionals 💼, retirees 🌅

Barbados is where Caribbean charm meets modern convenience. This island offers stunning beaches, a rich culture, and a welcoming community, making it one of the best places to live in the region.

The capital, Bridgetown, is a bustling hub with historic sites, duty-free shopping, and a vibrant nightlife. But if you prefer a quieter pace, the island’s west coast offers luxury beachfront living, while the east coast is a rugged paradise for surfers and nature lovers.

One of Barbados’ biggest draws is its fantastic infrastructure, top-notch healthcare, and strong expat community. It also has a low crime rate and a stable economy, making it a safe and attractive place to settle.

Whether you’re sipping rum punch by the beach, attending a lively festival, or enjoying fresh seafood at a local market, Barbados is the perfect mix of relaxation and excitement—a true island paradise with all the modern perks.

Frequently Asked Questions (FAQs) About the Best Places to Live in the Caribbean   

Eager to learn more about the top living destinations in the Caribbean? Here are some frequently asked questions I often receive about the finest places to live in this tropical paradise.

What is the safest Caribbean country to live in?

When it comes to safety in the Caribbean, the Cayman Islands are often considered one of the safest places to live. Known for their low crime rates and stable political climate, the Cayman Islands offer a secure environment for both residents and visitors. The islands’ emphasis on law enforcement and community policing contributes to their reputation as a safe and peaceful place to call home. However, like any location, it’s always wise to stay informed and take standard safety precautions.

Which Caribbean country has the best quality of life?

The Caribbean country often cited for having the best quality of life is the Cayman Islands. This reputation stems from their high standard of living, robust healthcare system, and well-developed infrastructure. The islands offer a blend of modern amenities and natural beauty, providing a comfortable and enjoyable living environment. Additionally, their stable economy and low tax regime add to the appeal for many seeking a high quality of life in the Caribbean. However, “best” can be subjective and depends on individual preferences, so it’s important to consider personal priorities when evaluating quality of life.

What is the cheapest Caribbean country to live in?

The Dominican Republic is frequently mentioned as one of the most affordable Caribbean countries to live in. It offers a lower cost of living compared to many other Caribbean islands, with reasonable prices for housing, food, and services. This affordability, combined with its beautiful beaches, vibrant culture, and warm climate, makes it an attractive option for those seeking a cost-effective Caribbean lifestyle. However, costs can vary depending on the specific area within the country and the lifestyle one chooses to maintain.

What Caribbean country should I move to?

Choosing a Caribbean country to move to depends on your personal preferences and priorities. Here are some considerations to help you decide:

• Lifestyle and Interests: If you’re looking for upscale living and high-end amenities, the Cayman Islands or Barbados might be ideal. For a more laid-back, nature-focused lifestyle, consider Roatan, Honduras or Dominica.

• Cost of Living: If affordability is key, the Dominican Republic offers a lower cost of living with great beaches and culture. Belize is also known for being budget-friendly and English-speaking.

• Safety: The Cayman Islands are known for their low crime rate and stability, making them one of the safest Caribbean destinations.

• Cultural Experiences: For rich culture and history, consider Cuba, Puerto Rico, or Jamaica. Each offers a unique cultural tapestry and vibrant local life.

• Ease of Immigration: Some countries, like Panama with its Pensionado program, offer incentives and easier residency options for expatriates.

• Work Opportunities: If employment is a factor, larger economies like Puerto Rico or The Bahamas may have more opportunities, especially in tourism and finance sectors.

Ultimately, it’s about finding a balance of what matters most to you, whether it’s lifestyle, cost, safety, culture, or work opportunities. Consider visiting your top choices first to get a real feel for what life would be like there.

Where in the Caribbean is affordable?

Several places in the Caribbean are known for their affordability, making them appealing for those seeking a lower cost of living. Some of the most notable include:

• Dominican Republic: Offers a lower cost of living with affordable housing and day-to-day expenses. It’s known for its beautiful beaches and vibrant culture.

• Belize: Especially attractive for English speakers, Belize offers reasonable living costs. It’s known for its natural beauty and a comfortable lifestyle.

• Jamaica: While some areas are more expensive, overall, Jamaica has areas where the cost of living is quite reasonable, especially in smaller towns and rural areas.

• Roatan, Honduras: Known for its affordable real estate and lower cost of living compared to other Caribbean islands, Roatan is also a paradise for nature lovers and divers.

• Puerto Rico: As a U.S. territory, Puerto Rico offers the convenience of no passport travel for Americans, and the cost of living can be more manageable than on other islands, especially outside the main city areas.

It’s important to note that while these locations are generally more affordable, costs can vary depending on the specific area and lifestyle choices. Additionally, factors like healthcare, transportation, and utilities should also be considered when evaluating the overall affordability of a location.

Is it worth living in the Caribbean?

Whether living in the Caribbean is worth it depends largely on your personal preferences, lifestyle, and what you value in a living environment. Here are some factors to consider:

• Natural Beauty: The Caribbean offers stunning beaches, warm climates, and beautiful landscapes, making it a paradise for those who love nature and outdoor activities.

• Relaxed Lifestyle: Many Caribbean islands have a laid-back, slower pace of life which can be a significant draw for people looking to escape the hustle and bustle of city living.

• Cultural Richness: The Caribbean is home to a diverse array of cultures, cuisines, music, and festivals, offering a vibrant and enriching living experience.

• Cost of Living: Some islands offer affordable living, but others can be quite expensive, especially in terms of imported goods, utilities, and housing in popular areas.

• Healthcare and Infrastructure: While some Caribbean countries have good healthcare systems and infrastructure, others may lack in these areas, which is an important consideration, especially for retirees or those with health concerns.

• Employment Opportunities: Job opportunities can be limited and primarily focused on tourism and service industries. Remote work arrangements can be ideal for living in the Caribbean.

• Community and Expat Networks: Many islands have strong expat communities which can be a great support system for newcomers.

• Safety and Political Stability: Safety and political stability vary across the region, so it’s crucial to research and consider these factors.

Living in the Caribbean can be a dream come true for many, offering a unique lifestyle amidst stunning natural beauty. However, it’s important to consider practical aspects and visit your preferred island(s) to ensure it aligns with your expectations and lifestyle needs.

Final Thoughts on the Best Places to Live in the Caribbean

The Caribbean is a region of unparalleled diversity, offering a myriad of lifestyles to suit a wide range of preferences. From the luxury and tranquility of the Cayman Islands to the rich cultural tapestry of Cuba and the adventure-filled shores of Belize, this tropical paradise has something for everyone. If you’re considering where to live in the Caribbean, the choices are as enticing as they are varied.

For those seeking affordability, destinations like the Dominican Republic and Belize offer a cost-effective way of life without compromising on beauty or amenities. These places show that living in the Caribbean can be accessible if you know where to look. Conversely, for those who thrive on vibrant city life, islands like Puerto Rico and Jamaica provide bustling urban centers teeming with career opportunities and cultural experiences.

And let’s talk about quality of life. Islands such as Barbados and St. Kitts are often celebrated as some of the best places to live in the Caribbean, thanks to their perfect mix of scenic beauty, lifestyle amenities, and community spirit.

So, what are the best places to move in the Caribbean? The answer is as diverse as the islands themselves. It all boils down to what you value most in your ideal living situation. Whether it’s for the unparalleled natural beauty, the vibrant culture, or the relaxed island lifestyle, one thing is certain: the Caribbean offers more than just destinations—it offers a way of life.